The Fulcrum and the Lever Essay -- essays research papers fc

I turn the key and unlock the deadbolt. Its been a long days work. I have been functional three jobs for weeks now. I come through the door of my tiny one-bedroom house and stare at the desk, piled high with debris old junk mail, magazines, and a fewer bills. I keep thinking maybe on my day off Ill clean this mess up, balance my check book and pay my bills. simply whats the use? I think to myself, I have $210 left on my credit card, thatll get me through another week. Independence is what I valued and thats what I got. I have a car, a house, furniture, stocked cupboards, and plenty of I-can-do-what-I-want free will. I was working a lot, and sure was doling out a lot of dough, yet I felt atrophy kicking in. When I was dying to leave my parents house, I didnt think that it would be like this. pass and doing whatever I wanted all the time was not something I did. Life cost money and the reality was kicking me in the stomach every(prenominal) time I walked in my front door and loo ked at my desk. Where is that Consumers bill? How much money is left in my checking account? Do I still have any in my savings? These thoughts break-danced in my head often.In a day where I see more commercials advertising credit cards, debt consolidation, and foundation mortgage lenders, one might find it hard to believe that debt can actually be a problem. Seeing those poor saps dance in a conga line screaming, Freedom makes it that much harder to notice. With three maxed-out credit cards, and other debt in the thousands of dollars, I was one of those people screaming, Save me My life could go nowhere while I was struggling to make payments on three credit cards that I hadnt even used in two years. unrivaled of my frustrations stemmed from the fact that all of this money was going to the credit card companies for things that I dont even remember buying. With my student loan in deferment, I had only to worry about everything else. Working three jobs was not my cup of tea. The Am erican Dream was killing me. A lot of Americans are drowning in debt, with predators just waiting to add to the pile. Dave Ramsey, New York Times best selling author and financial advisor, says Debt is dumb. Most normal people are just subject field broke because they are in debt up to their eyeballs with no hope of help. If youre in debt then youre a slave, i... ...y Book. Holbrook, MA Adams Media Corporation. 1999.Sylla, Richard. American History Information About internal Debt. The Readers Companion to American History. Houghton Mifflin Company. 20 May 2005..Ramsey, Dave. The Total Money Makeover A Proven Plan for Financial Fitness. Nashville, TN Thomas Nelson, Inc., 2003.-----. More Than Enough The Ten Keys to ever-changing Your Financial Destiny. New York, NY Penguin Books. 1999.The Debt To the Penny. Bureau of the Public Debt United States Department of the Treasury. 20 May 2005. .Waggoner, Darren. Going Broke? Younger Americans have a serious debt problem. not surprisingly , lenders and consumer advocates propose different remedies for the credit crunch. Collections & Credit Risk. 10.5 (2005) 21. Infotrac General Reference Center Gold. Online. 31 May 2005. Webster, Noah. Noah Websters First Edition of an American Dictionary of the EnglishLanguage. San Francisco, CA Foundation for American Christian Education, 1995 Reprint edition 1 June 1967.Yaqub, Reshma Memom. Swipe at Your Own Risk. Parents. July 2005. 49-53.